Individuals

Personal Insolvency

There are times for most businesses when, for whatever reason, financial difficulties can occur. The loss of a major customer, a bad debt suffered, a major increase in business overheads, may cause a decline in profitability and a tightening of cash flow.

At LaiPeters & Co we appreciate that financial problems affect people, often through no fault of their own.  Occasionally, they may result from over-use of lines of credit or adverse circumstances. We understand difficulties the individuals face as a result.  This is why we adopt a sympathetic approach, with a view to solving such problems as painlessly as possible.

All initial consultations with individuals are provided free of charge.
We listen to the problems and look for the solution before discussing ongoing fees.  Our services and advice include:

• Initial consultation
• Action plan
• Communication with creditors
• Informal arrangements
• Individual Voluntary Arrangements (IVA)